Finance with Q Card
Keen to get the ball rolling today?
Send through a no-obligation application for finance with Q Card to get started.
Don’t have a card? Apply for a Q Mastercard today.
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.*
* Terms and Conditions
Minimum spend of $1,000 applies. 24 months interest-free is available on Long Term Finance (LTF) purchases made using Q Card or Q Mastercard®.
- Standard Annual Account Fee: $50 ($25 applied every 6 months)
- Establishment Fee: $55 (for new Q Mastercard® or Q Cardholders)
- Advance Fee: $35 (applies per LTF purchase)
- Minimum Monthly Repayment: 3% of the outstanding balance or $10 (whichever is greater)
- Standard Interest Rate: 28.95% p.a. applies after the interest-free period ends
If the balance is not paid in full by the end of the interest-free period, standard interest rates apply. Rates and fees are subject to change.
Q Card and Q Mastercard® are issued by Consumer Finance Limited.
See qcard.co.nz/fees-and-charges and full Q Mastercard T&Cs for details.
